Get Your Finances in Order: To-Do List 1. Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will factor in unexpected expenses, such as car repairs, as well as predictable costs such as rent, utility bills, and groceries. 2. Reduce your debt. Lenders generally look for a total debt load of no more than 36 percent of income. This figure includes your mortgage, which typically ranges between 25 and 28 percent of your net household income. So you need to get monthly payments on the rest of your installment debt — car loans, student loans, and revolving balances on credit cards — down to between 8 and 10 percent of your net monthly income. 3. Look for ways to save. You probably know how much you spend on rent and utilities, but little expenses add up, too. Try writing down everything you spend for one month. You’ll probably sp...
What do they have in common? Elvis sang one of my favorite lesser knows songs - A House That Has Everything from the movie "Clambake" check it out song Another song from the movie "Spinout" called Beach Shack - Besides Elvis' house in Memphis- "Graceland", he owned many homes including one in Beverly Hills, Ca. read more about his homes here . I am a huge Elvis fan, and have been for years (since I was a teenager). My favorite Elvis song is probably Jailhouse Rock, but I love them all and it is really hard to choose a favorite. More Elvis coming soon.....
I just read a report from (NAR) National Association of Realtors and Google called The Digital House Hunt-Consumer and Market Trends in Real Estate. One of the trends I noted was the number of vacation shoppers that in fact do shop online for that second home. South Carolina was listed as one of the Vacation Home category searches!!! This is another reason to make sure you are out there marketing online!!! Are you using video? According to the report - Finding an agent and agent related searches on YouTube grew 46% year-over-year. You can check out my Youtube channel here Sue Lucas Re/Max Southern Shores 843-997-4595 sl1586@sccoast.net
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