Sue says...

How to Clean Up Your Garden for Fall & Winter Tidy your garden for fall and winter before the first frost to keep it comely even after the growing ends. Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

Motion Sensor Lighting: Safety and Security Indoors and Out Adding motion sensor lighting in and around your house provides an automated, hands-free way to turn on lights when you need them, and off when you don’t. Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

Fall & Winter Seasonal Maintenance Guide -- South If you live in the South, complete these maintenance jobs every fall and winter to prevent costly repairs and keep your home in peak condition. Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

If you are planning a trip to our area, or for those of you who already have been here, then you know that there is always something to do at the beach!  We have live shows, shopping, golf, fabulous restaurants and of course the beach. Some of my favorite things to do are: Alabama Theatre - be sure to see the show it is awesome and the host of the show Greg Rowles makes it! There are two great State Parks I visit regularly - The Myrtle Beach State Park and Huntington Beach.   Be sure to visit Atalya while at Huntington. Shopping is not a problem - be sure to check out two Tanger Outlets in the area, (one is located on Route 17 in North Myrtle Beach the other is on 501 in Myrtle Beach), our Coastal Grand Mall, and my favorite is down in Pawleys Island The Hammock Shops . Here is my list of favorite restaurants: Italian - Valentinos II in Surfside Beach, Seafood - Drunken Jacks in Murrells Inlet Local - Peppers in Socastee Mexican - Abuelos at the Coastal Grand Mall

Flood Insurance Rates Going Up? Here’s What to Do Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

Is a Tankless Water Heater Right for You? Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

NeverWet Lives Up to Its Name — But Questions Remain Yes, it repels water from all sorts of surfaces at home, maybe even better than the hype suggests, but what’s the catch? Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

Continuing on our tour of the county our next stop is at the northern end of the Myrtle Beach area at a town called Loris. LORIS QUICK FACTS: 23 miles from the coast of South Carolina 7 miles  from the North Carolina state line Loris was incorporated on July 26, 1902 The annual Bog-Off Festival attracts approximately 25,000 people. Loris began as a railroad town serving the lumber industry in the late 1880's and became the first town in the state to have its own newspaper, high school, bank, telephone system and doctor.  Today, the revitalized downtown area offers shopping, dining and southern hospitality.  Enjoy the local farmers market. For more information about Loris and homes for sale in the area call or email me. Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

Reimagining the Kitchen: Trends for 2013 Today’s kitchen is a quick-change artist that adores families and loves simplicity. Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

6 Mortgage Interest Deduction Myths Think losing the mortgage interest deduction would be no big deal? We bust six myths to show why the cost is bigger than you think. Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

When to Use Home Equity and When Not To Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

Where is this?   Well I am talking about a town called Aynor. Incorporated in 1913, Aynor once had a bustling Tobacco market, as well as a cotton gin, brickyard and several mills. Located about 35 miles inland on Highway 501. Aynor is well known for its annual Haravest Hoe-Down Festival held in September. If you are looking for a little slower pace, away from the beach then Aynor has a lot to offer. Check out their page here . For more information about Aynor or surrounding areas, contact me: Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

What to Do if Your Lender Cuts Off Your HELOC Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

Get Your Finances in Order: To-Do List 1. Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will factor in unexpected expenses, such as car repairs, as well as predictable costs such as rent, utility bills, and groceries. 2. Reduce your debt. Lenders generally look for a total debt load of no more than 36 percent of income. This figure includes your mortgage, which typically ranges between 25 and 28 percent of your net household income. So you need to get monthly payments on the rest of your installment debt — car loans, student loans, and revolving balances on credit cards — down to between 8 and 10 percent of your net monthly income. 3. Look for ways to save. You probably know how much you spend on rent and utilities, but little expenses add up, too. Try writing down everything you spend for one month. You’ll probably sp

Quick Ways to Make Some Shade, But Don’t Forget: Trees Are Best If you prefer a drier cool, as opposed to the misters we mentioned yesterday, read on to find some quick ways to make some shade. Plus, get some tips on getting shade with some quick-growing trees. Read Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS® Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook

What I Learned About Portable Generators One Dark and Stormy Night A sudden and long-lasting power outage makes a portable generator a must. But finding one when you need it isn’t easy. Here’s one home owner’s odyssey. Read Sue Lucas Broker Associate Re/Max Southern Shores 843-997-4595 www.suelucas.com   sl1586@sccoast.net Facebook Visit houselogic.com for more articles like this. Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

It’s important to understand what legal responsibilities your real estate salesperson has to you and to other parties in the transaction. Ask what type of agency relationship your agent has with you: Seller's representative (also known as a listing agent or seller's agent) A seller's agent is hired by and represents the seller. All fiduciary duties are owed to the seller. The agency relationship usually is created by a listing contract. Buyer's representative (also known as a buyer’s agent) A buyer’s agent is hired by prospective buyers to represent them in a real estate transaction. The buyer's rep works in the buyer's best interest throughout the transaction and owes fiduciary duties to the buyer. The buyer can pay the licensee directly through a negotiated fee, or the buyer's rep may be paid by the seller or through a commission split with the seller’s agent. Subagent A subagent owes the same fiduciary duties to the agent's custome