Tuesday, September 24, 2013

How to clean up your Garden for Fall

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Saturday, September 14, 2013

Motion Sensor Lighting: Safety and Security Indoors and Out

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Friday, September 6, 2013

Some Fall maintenance Tips

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Monday, September 2, 2013

What to do and see in Myrtle Beach?

If you are planning a trip to our area, or for those of you who already have been here, then you know that there is always something to do at the beach!  We have live shows, shopping, golf, fabulous restaurants and of course the beach.

Some of my favorite things to do are:

Alabama Theatre - be sure to see the show it is awesome and the host of the show Greg Rowles makes it!

There are two great State Parks I visit regularly - The Myrtle Beach State Park and Huntington Beach.  Be sure to visit Atalya while at Huntington.

Shopping is not a problem - be sure to check out two Tanger Outlets in the area, (one is located on Route 17 in North Myrtle Beach the other is on 501 in Myrtle Beach), our Coastal Grand Mall, and my favorite is down in Pawleys Island The Hammock Shops.

Here is my list of favorite restaurants:
Italian - Valentinos II in Surfside Beach,
Seafood - Drunken Jacks in Murrells Inlet
Local - Peppers in Socastee
Mexican - Abuelos at the Coastal Grand Mall

A fun place to listen to music on a Sunday afternoon is The Boathouse located on the Waterway in Myrtle Beach.

So come on, make your plans now to visit our area!! You never know, you may never want to go back home!!!


Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595


Friday, August 30, 2013

Flood Insurance going up?

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Tuesday, August 27, 2013

Is a Tankless Water Heater right for you?

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®


Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Friday, August 23, 2013

Never Wet Lives up to its name ----- BUT

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Monday, August 19, 2013

A Small Town with "Big Flavor"

Continuing on our tour of the county our next stop is at the northern end of the Myrtle Beach area at a town called Loris.

LORIS QUICK FACTS:
23 miles from the coast of South Carolina
7 miles  from the North Carolina state line
Loris was incorporated on July 26, 1902
The annual Bog-Off Festival attracts approximately 25,000 people.


Loris began as a railroad town serving the lumber industry in the late 1880's and became the first town in the state to have its own newspaper, high school, bank, telephone system and doctor. 

Today, the revitalized downtown area offers shopping, dining and southern hospitality.  Enjoy the local farmers market.



For more information about Loris and homes for sale in the area call or email me.

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595


Friday, August 16, 2013

Reimagining the Kitchen: Trends for 2013

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®


Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Tuesday, August 13, 2013

6 Mortgage Interest Deduction Myths

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®


Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Saturday, August 10, 2013

When to Use Home Equity and When Not To

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®


Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Wednesday, August 7, 2013

"Little Golden Town"

Where is this?   Well I am talking about a town called Aynor.




Incorporated in 1913, Aynor once had a bustling Tobacco market, as well as a cotton gin, brickyard and several mills. Located about 35 miles inland on Highway 501.

Aynor is well known for its annual Haravest Hoe-Down Festival held in September.

If you are looking for a little slower pace, away from the beach then Aynor has a lot to offer.

Check out their page here.

For more information about Aynor or surrounding areas, contact me:

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595


Monday, August 5, 2013

What to do if your lender cuts off your HELOC

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Tuesday, July 30, 2013

Get Your Finances in Order: To-Do List

Get Your Finances in Order: To-Do List

1. Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will factor in unexpected expenses, such as car repairs, as well as predictable costs such as rent, utility bills, and groceries.

2. Reduce your debt. Lenders generally look for a total debt load of no more than 36 percent of income. This figure includes your mortgage, which typically ranges between 25 and 28 percent of your net household income. So you need to get monthly payments on the rest of your installment debt — car loans, student loans, and revolving balances on credit cards — down to between 8 and 10 percent of your net monthly income.

3. Look for ways to save. You probably know how much you spend on rent and utilities, but little expenses add up, too. Try writing down everything you spend for one month. You’ll probably spot some great ways to save, whether it’s cutting out that morning trip to Starbucks or eating dinner at home more often.

4. Increase your income. Now’s the time to ask for a raise! If that’s not an option, you may want to consider taking on a second job to get your income at a level high enough to qualify for the home you want.

5. Save for a down payment. Designate a certain amount of money each month to put away in your savings account. You can usually get a better rate if you put down a larger percentage of the total purchase. Aim for a 20 percent down payment.


6. Keep your job. While you don’t need to be in the same job forever to qualify for a home loan, having a job for less than two years may mean you have to pay a higher interest rate.

7. Establish a good credit history. Get a credit card and make payments by the due date. Do the same for all your other bills, too. Pay off the entire balance promptly.


Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.
Copyright 2008. All rights reserved.


Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Monday, July 29, 2013

In the Shade

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595

Friday, July 26, 2013

What I Learned About Portable Generators One Dark and Stormy Night

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Copyright 2013 NATIONAL ASSOCIATION OF REALTORS®

Tuesday, July 23, 2013

Understand Agency Relationships

It’s important to understand what legal responsibilities your real estate salesperson has to you and to other parties in the transaction. Ask what type of agency relationship your agent has with you:

Seller's representative (also known as a listing agent or seller's agent)
A seller's agent is hired by and represents the seller. All fiduciary duties are owed to the seller. The agency relationship usually is created by a listing contract.

Buyer's representative (also known as a buyer’s agent)
A buyer’s agent is hired by prospective buyers to represent them in a real estate transaction. The buyer's rep works in the buyer's best interest throughout the transaction and owes fiduciary duties to the buyer. The buyer can pay the licensee directly through a negotiated fee, or the buyer's rep may be paid by the seller or through a commission split with the seller’s agent.

Subagent
A subagent owes the same fiduciary duties to the agent's customer as the agent does. Subagency usually arises when a cooperating sales associate from another brokerage, who is not the buyer’s agent, shows property to a buyer. In such a case, the subagent works with the buyer as a customer but owes fiduciary duties to the listing broker and the seller. Although a subagent cannot assist the buyer in any way that would be detrimental to the seller, a buyer-customer can expect to be treated honestly by the subagent. It is important that subagents fully explain their duties to buyers.

Disclosed dual agent
Dual agency is a relationship in which the brokerage firm represents both the buyer and the seller in the same real estate transaction. Dual agency relationships do not carry with them all of the traditional fiduciary duties to clients. Instead, dual agents owe limited fiduciary duties. Because of the potential for conflicts of interest in a dual-agency relationship, it's vital that all parties give their informed consent. In many states, this consent must be in writing. Disclosed dual agency, in which both the buyer and the seller are told that the agent is representing both of them, is legal in most states.

Designated agent (also called appointed agent)
This is a brokerage practice that allows the managing broker to designate which licensees in the brokerage will act as an agent of the seller and which will act as an agent of the buyer. Designated agency avoids the problem of creating a dual-agency relationship for licensees at the brokerage. The designated agents give their clients full representation, with all of the attendant fiduciary duties. The broker still has the responsibility of supervising both groups of licensees.

Nonagency relationship (called, among other things, a transaction broker or facilitator)

Some states permit a real estate licensee to have a type of nonagency relationship with a consumer. These relationships vary considerably from state to state, both as to the duties owed to the consumer and the name used to describe them. Very generally, the duties owed to the consumer in a nonagency relationship are less than the complete, traditional fiduciary duties of an agency relationship.

Upon first substantative contact your agent should provide you with a copy of that State's Agency Disclosure Brochure.

You can view my Buyer Agency Services here.

Sue Lucas
Broker Associate
Re/Max Southern Shores
843-997-4595









Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.
Copyright 2008. All rights reserved.